Zhe Qin. Analyst. Deutsche Bank

I first met Chun Ling when i was serving my National Service in BMTC. From the beginning, he presented himself as a very friendly and approachable person. He would always have a way to lighten up the atmosphere with his humour which made things very much easier. It was a pleasant surprise that he offered to do financial planning for me when i was in my final year of studies in NTU. What impressed me further was how professional he was when he pitched his recommendations to me during our meetups and how well he was able to answer the many questions that i posed to him regarding the various policies from Great Eastern. Chun Ling displayed a high level of dedication in his personalised planning, paying attention to even the smallest details regarding what the client needs.( This is only possible with a high amount of good quality preparation) Meetups with Chun Ling to review or update my policies are never boring and in fact we would often be able to talk about many other things under the sun. He would always use it as a chance to check if i am doing alright and even offer advice on matters even outside of financial planning.

Bang Hao.Architectural Graphics Designer.Showsuite PTE LTD

I've know Cliff since my Pulau Tekong BMT days. I was a little reluctant to meet up at first, since I don't really have a good impression of insurance agents. But since I wanted to understand more about insurance, I decided to go ahead and meet-up. He surprised me with his dedication to the improvement of his clients' financial well-being. He patiently illustrated and reviewed the big picture of my situation, before helping me to chart some realistic financial expectations and goals. Cliff offers professional and personalised advice with respect to my circumstances and goals. I am grateful that he cares for my financial well-being, and that I didn't have to experience the typical sales and marketing tactics or pressure to settle my insurance needs. Definitely recommend Cliff for your financial consulting needs!

Ashley.Facilities Manager.Newman&Goh Property Consultant..Esther.English Teacher.Ministry Of Education

I was referred to Cliff by my then boyfriend(now husband) at the last year of uni. I wasn't too sure if I should purchase insurance at that period of time because I felt that insurance agents were mostly out to cheat and I heard from several friends about their bad experiences as well. Upon meeting Cliff several rounds with a thorough set of explanation, I felt that Cliff was sincere to introduce a policy that would best suit my needs. In addition, I was pleasantly surprised that Cliff was not pushy and he took time to listen and assure me of what I could be insured. I do appreciate that over the past 4 years, Cliff has worked on reviewing my policy and also the presentation of the policy for his clients. In year 1, I remember that it was a long list with numbers and it was tedious to look through. By year 4, it is now easy to look through the personalised policy. To sum up, I highly recommend Cliff because he is honest and sincere. Do meet and engage him!

Youmin.Supply Chain Finance.Li & Fung Limited

Cliff is a thoughtful and honest agent. He recommends policies that he thinks are suitable for me and also tells me the policies he thinks I can do without. Importantly, he doesn’t hard sell or get pushy to close a deal. He gives sufficient time and space for me to consider or to compare across other insurance companies’ quotations. He is also quick to address any questions I have and is very professional when it comes to financial planning. As a friend, he is fun to be around. Glad I chose him as an agent and I would definitely recommend him to the people around me!

Tee Yong.Math Specialist.Tee-cher: Discover The Shine In Every Child

Cliff has been a sincere and helpful person in my financial journey. He is able to understand my needs and concerns and comes up with effective solutions and ideas on how I should formulate my plans. He is always very upfront and straightforward with his clients. He is not pushy at all about his products and even encourages you to find out more about other products before making your decision. If you are tired of listening to the usual pushy agent and want someone who is not-pushy, do drop him a message to find out more!

Luo Min. Ministry of Home Affairs

I've known Cliff since JC, when he was always goofing around. Initially when he told me he was an insurance agent, I felt a little sceptical but I met up with him anyway. When we met, he patiently went through with me all my plans, even though they were not bought from him. He also offered to help me save money by finding similar plans that cost lesser. When he did propose new plans to me, there was no hard selling and he is always available if I had any questions. I feel that Cliff is 100% trustworthy and knowledgeable about the products in the market, and he would never push plans to his clients just because of the profit, but because he cares. If you need a trustworthy friend to take care of your insurance needs, Cliff's the man for the job.